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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,150 | $89,532-4.9% | $103,447-17.7% | $80,925+5.2% |
| Participation rate | 77.8% | 76.0%+1.7pp | 80.5%-2.8pp | 67.7%+10.1pp |
| Annual return | 11.44% | 22.80%-11.4pp | 23.92%-12.5pp | 35.65%-24.2pp |
| Employer contribution / active EE | $12,374 | $4,023+207.6% | $4,678+164.5% | $2,756+349.0% |
| Participant deferral / active EE | $4,779 | $5,459-12.5% | $6,624-27.8% | $4,299+11.2% |
| Admin fee / account holder | $33,618 | $6,774+396.3% | $9,415+257.1% | $6,940+384.4% |