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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,150 | $89,698-5.1% | $103,464-17.7% | $80,874+5.3% |
| Participation rate | 77.8% | 76.0%+1.8pp | 80.5%-2.7pp | 67.6%+10.1pp |
| Annual return | 11.44% | 22.78%-11.3pp | 23.91%-12.5pp | 35.62%-24.2pp |
| Employer contribution / active EE | $12,374 | $4,018+208.0% | $4,677+164.6% | $2,756+349.1% |
| Participant deferral / active EE | $4,779 | $5,456-12.4% | $6,624-27.8% | $4,297+11.2% |
| Admin fee / account holder | $33,618 | $6,768+396.7% | $9,410+257.3% | $6,935+384.7% |