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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,150 | $89,515-4.9% | $103,065-17.4% | $80,959+5.2% |
| Participation rate | 77.8% | 76.0%+1.8pp | 80.6%-2.8pp | 67.7%+10.1pp |
| Annual return | 11.44% | 22.82%-11.4pp | 23.95%-12.5pp | 35.67%-24.2pp |
| Employer contribution / active EE | $12,374 | $4,015+208.2% | $4,675+164.7% | $2,757+348.8% |
| Participant deferral / active EE | $4,779 | $5,463-12.5% | $6,625-27.9% | $4,300+11.1% |
| Admin fee / account holder | $33,618 | $6,527+415.0% | $9,349+259.6% | $6,925+385.4% |