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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,463 | $71,208-60.0% | $93,681-69.6% | $80,911-64.8% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 12.29% | 11.27%+1.0pp | 133.47%-121.2pp | 35.63%-23.3pp |
| Employer contribution / active EE | $4,876 | $1,564+211.6% | $2,422+101.3% | $2,756+76.9% |
| Participant deferral / active EE | $2,781 | $4,035-31.1% | $4,415-37.0% | $4,297-35.3% |
| Admin fee / account holder | $634 | $6,951-90.9% | $8,290-92.4% | $6,935-90.9% |