Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,526 | $81,331-48.9% | $155,534-73.3% | $80,935-48.7% |
| Participation rate | 47.6% | 66.3%-18.6pp | 78.2%-30.6pp | 67.7%-20.0pp |
| Annual return | 8.79% | 33.37%-24.6pp | 64.92%-56.1pp | 35.66%-26.9pp |
| Employer contribution / active EE | $1,441 | $3,105-53.6% | $4,675-69.2% | $2,757-47.7% |
| Participant deferral / active EE | $1,663 | $3,454-51.9% | $5,630-70.5% | $4,299-61.3% |
| Admin fee / account holder | $4,703 | $7,999-41.2% | $15,900-70.4% | $6,924-32.1% |