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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,635 | $81,331+34.8% | $155,534-29.5% | $80,935+35.5% |
| Participation rate | 98.3% | 66.3%+32.0pp | 78.2%+20.1pp | 67.7%+30.6pp |
| Annual return | 12.24% | 33.37%-21.1pp | 64.92%-52.7pp | 35.66%-23.4pp |
| Employer contribution / active EE | $3,386 | $3,105+9.1% | $4,675-27.6% | $2,757+22.8% |
| Participant deferral / active EE | $5,002 | $3,454+44.8% | $5,630-11.2% | $4,299+16.4% |
| Admin fee / account holder | $1,187 | $7,999-85.2% | $15,900-92.5% | $6,924-82.9% |