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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,587 | $96,731-19.8% | $123,973-37.4% | $86,983-10.8% |
| Participation rate | 92.6% | 70.0%+22.6pp | 76.7%+15.9pp | 69.5%+23.1pp |
| Annual return | 15.27% | 17.33%-2.1pp | 388.13%-372.9pp | 25.83%-10.6pp |
| Employer contribution / active EE | $9,049 | $3,297+174.5% | $4,126+119.3% | $2,584+250.1% |
| Participant deferral / active EE | $3,116 | $4,152-25.0% | $5,247-40.6% | $4,194-25.7% |
| Admin fee / account holder | $3,202 | $8,722-63.3% | $11,799-72.9% | $7,856-59.2% |