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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,802 | $201,372-25.6% | $184,260-18.7% | $145,884+2.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.07% | 29.04%-17.0pp | 28.84%-16.8pp | 551.85%-539.8pp |
| Employer contribution / active EE | $13,079 | $7,024+86.2% | $6,427+103.5% | $4,662+180.5% |
| Participant deferral / active EE | $11,292 | $9,808+15.1% | $9,133+23.6% | $6,690+68.8% |
| Admin fee / account holder | $3,993 | $16,362-75.6% | $13,898-71.3% | $13,392-70.2% |