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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,931 | $59,456-7.6% | $93,669-41.4% | $74,429-26.2% |
| Participation rate | 67.9% | 59.6%+8.3pp | 68.7%-0.8pp | 67.2%+0.7pp |
| Annual return | 12.26% | 82.00%-69.7pp | 133.59%-121.3pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $2,726 | $1,266+115.3% | $2,424+12.5% | $2,625+3.9% |
| Participant deferral / active EE | $5,011 | $3,052+64.2% | $4,416+13.5% | $4,348+15.2% |
| Admin fee / account holder | $4,331 | $3,026+43.1% | $8,291-47.8% | $1,944+122.7% |