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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,489 | $73,787+5.0% | $98,716-21.5% | $82,448-6.0% |
| Participation rate | 78.3% | 61.4%+16.9pp | 69.3%+9.0pp | 68.1%+10.2pp |
| Annual return | 15.97% | 18.57%-2.6pp | 31.81%-15.8pp | 41.64%-25.7pp |
| Employer contribution / active EE | $3,383 | $1,511+123.8% | $2,279+48.5% | $2,551+32.6% |
| Participant deferral / active EE | $6,362 | $3,081+106.5% | $4,048+57.2% | $4,139+53.7% |
| Admin fee / account holder | $4,851 | $6,500-25.4% | $8,703-44.3% | $7,234-32.9% |