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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,931 | $59,467-7.6% | $93,727-41.4% | $74,478-26.2% |
| Participation rate | 67.9% | 59.6%+8.3pp | 68.7%-0.8pp | 67.2%+0.7pp |
| Annual return | 12.26% | 82.14%-69.9pp | 133.83%-121.6pp | 1370.56%-1358.3pp |
| Employer contribution / active EE | $2,726 | $1,267+115.2% | $2,421+12.6% | $2,626+3.8% |
| Participant deferral / active EE | $5,011 | $3,052+64.2% | $4,417+13.4% | $4,350+15.2% |
| Admin fee / account holder | $4,331 | $3,028+43.0% | $8,292-47.8% | $1,946+122.6% |