Filings through Oct 24, 2026.

Retirement plan

Sidney Smith, M.D., P.A. Profit Sharing Plan

Name: SIDNEY P SMITH MD PC - SIDNEY SMITH, M.D., P.A. PROFIT SHARING PLAN (2025) Form 5500
Creator: SIDNEY P SMITH MD PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIDNEY SMITH, M.D., P.A. PROFIT SHARING PLAN, SIDNEY P SMITH MD PC

Sidney P Smith MD PCEIN 58-2149083Plan #001PY 2025

900 MOHAWK STREET - SAVANNAH, GA 31419912-295-0067

Prospect flagsHigh retiree %Low returnsLow fidelity bondFew collective trustsFund lineup: 5 funds, $4.4M

How to read this page

Total assets (EOY)

$6.2M

+32.1% from 2023

Total participants

162

+11.0% from 2023

Average account balance

$41,929

+25.9% from 2023

Annual return

12.14%

-3.42 pp from 2023

Benchmarks

See 22,297 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort22,297 peers

Snapshot2025

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Analytics

See the 10-year trajectory with Pro.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
PALMETTO FINANCIAL GROUP1 year Service code 27 100 RIVERVIEW DR · SAVANNAH, GA 31404	Advisory (Plan)	$19,150

Fund lineup

CSV with Pro

5 funds of $250K or more; 19 lines in all, holding $4.4M of the plan's $6.2M. From the 2025 filing. Recordkeeper: Not identified.

In collective trusts0%median 0% for plans of $5M to $50M (40,338 plans)

In index funds93%median 22% for plans of $5M to $50M (40,338 plans)

In the main target-date series0%median 38% for plans of $5M to $50M (40,338 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Vanguard 500 index admiral shares -AB Vanguard · Separate account Index	Vanguard	Separate account	$1.9M	42.7%
Vanguard growth index admiral shares -AD Vanguard · Separate account Index	Vanguard	Separate account	$602K	13.7%
Vanguard total international stock index admiral shares -AM Vanguard · Separate account Index	Vanguard	Separate account	$496K	11.3%
Vanguard mid-cap index fund admiral shares -AF Vanguard · Separate account Index	Vanguard	Separate account	$436K	9.9%
Vanguard balanced index fund admiral shares - AC Vanguard · Separate account Index	Vanguard	Separate account	$286K	6.5%
Guaranteed Investment Account - 10 Manager not matched · Insurance contract	Not yet matched	Insurance contract	$192K	4.4%
Vanguard small index admiral shares -AJ Vanguard · Separate account Index	Vanguard	Separate account	$179K	4.1%
Vanguard total bond market index admiral shares -AL Vanguard · Separate account Index	Vanguard	Separate account	$173K	3.9%
American funds income fund of America Class R6 -AO Capital Group · Separate account	Capital Group	Separate account	$45K	1.0%
Fidelity VIP government money market portfolio -AA Fidelity (FMR) · Money market	Fidelity (FMR)	Money market	$27K	0.6%

See the other 9 lines in this lineup with Pro.

Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2A2E2J2F2G3D2K2H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$25K

$343 / participant

Investment mgmt$15K59.3%
Other / not subdivided$10K40.7%

% of EOY assets

0.406%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BATES CARTER & CO LLP
Auditor EIN: 208004844
Audit fees: (not subdivided)
Opinion code: Unqualified

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Provider

Service type

Compensation

PALMETTO FINANCIAL GROUP1 year

Service code 27

100 RIVERVIEW DR · SAVANNAH, GA 31404

Advisory (Plan)

$19,150

Fund

Dollars

% of funds%

Vanguard 500 index admiral shares -AB

Vanguard · Separate account

Index

$1.9M

42.7%

Vanguard growth index admiral shares -AD

Vanguard · Separate account

Index

$602K

13.7%

Vanguard total international stock index admiral shares -AM

Vanguard · Separate account

Index

$496K

11.3%

Vanguard mid-cap index fund admiral shares -AF

Vanguard · Separate account

Index

$436K

9.9%

Vanguard balanced index fund admiral shares - AC

Vanguard · Separate account

Index

$286K

6.5%

Guaranteed Investment Account - 10

Manager not matched · Insurance contract

$192K

4.4%

Vanguard small index admiral shares -AJ

Vanguard · Separate account

Index

$179K

4.1%

Vanguard total bond market index admiral shares -AL

Vanguard · Separate account

Index

$173K

3.9%

American funds income fund of America Class R6 -AO

Capital Group · Separate account

$45K

1.0%

Fidelity VIP government money market portfolio -AA

Fidelity (FMR) · Money market

$27K

0.6%

Sidney Smith, M.D., P.A. Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Sidney Smith, M.D., P.A. Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion