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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,471 | $93,345+1.2% | $119,126-20.7% | $87,485+8.0% |
| Participation rate | 61.5% | 68.7%-7.2pp | 75.8%-14.2pp | 68.9%-7.4pp |
| Annual return | 30.20% | 19.08%+11.1pp | 282.11%-251.9pp | 26.06%+4.1pp |
| Employer contribution / active EE | $2,243 | $3,172-29.3% | $4,034-44.4% | $2,596-13.6% |
| Participant deferral / active EE | $3,812 | $4,099-7.0% | $5,318-28.3% | $4,274-10.8% |
| Admin fee / account holder | $3,505 | $8,039-56.4% | $10,693-67.2% | $7,775-54.9% |