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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,471 | $88,672+6.5% | $105,223-10.2% | $82,448+14.6% |
| Participation rate | 61.5% | 67.9%-6.4pp | 75.0%-13.5pp | 68.1%-6.5pp |
| Annual return | 30.20% | 30.86%-0.7pp | 180.65%-150.5pp | 41.64%-11.4pp |
| Employer contribution / active EE | $2,243 | $3,048-26.4% | $3,689-39.2% | $2,551-12.1% |
| Participant deferral / active EE | $3,812 | $4,036-5.5% | $5,072-24.8% | $4,139-7.9% |
| Admin fee / account holder | $3,505 | $7,146-51.0% | $8,859-60.4% | $7,234-51.6% |