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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,471 | $105,284-10.3% | $150,734-37.3% | $94,015+0.5% |
| Participation rate | 61.5% | 71.7%-10.2pp | 78.4%-16.9pp | 70.8%-9.3pp |
| Annual return | 30.20% | 15.67%+14.5pp | 600.81%-570.6pp | 17.84%+12.4pp |
| Employer contribution / active EE | $2,243 | $3,599-37.7% | $4,918-54.4% | $2,790-19.6% |
| Participant deferral / active EE | $3,812 | $4,274-10.8% | $5,610-32.0% | $4,249-10.3% |
| Admin fee / account holder | $3,505 | $9,839-64.4% | $14,905-76.5% | $8,951-60.8% |