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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,488 | $181,062-94.8% | $158,223-94.0% | $155,188-93.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.12% | 57.39%-42.3pp | 52.09%-37.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $2,269 | $4,565-50.3% | $4,109-44.8% | $4,248-46.6% |
| Participant deferral / active EE | $2,785 | $6,134-54.6% | $5,467-49.1% | $6,531-57.4% |
| Admin fee / account holder | $4,341 | $18,825-76.9% | $16,047-72.9% | $14,480-70.0% |