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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,911 | $80,705-79.0% | $115,768-85.4% | $67,986-75.1% |
| Participation rate | 78.1% | 63.0%+15.1pp | 74.4%+3.7pp | 57.2%+20.9pp |
| Annual return | 20.32% | 18.49%+1.8pp | 100.46%-80.1pp | 31.67%-11.3pp |
| Employer contribution / active EE | $1,942 | $2,046-5.1% | $2,940-33.9% | $2,019-3.8% |
| Participant deferral / active EE | $2,898 | $3,559-18.6% | $4,917-41.1% | $3,358-13.7% |
| Admin fee / account holder | $737 | $4,135-82.2% | $12,439-94.1% | $3,203-77.0% |