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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,911 | $76,383-77.9% | $121,663-86.1% | $64,340-73.7% |
| Participation rate | 78.1% | 60.4%+17.7pp | 74.5%+3.6pp | 55.2%+22.8pp |
| Annual return | 20.32% | 16.98%+3.3pp | 147.54%-127.2pp | 24.14%-3.8pp |
| Employer contribution / active EE | $1,942 | $1,9430% | $3,020-35.7% | $1,862+4.3% |
| Participant deferral / active EE | $2,898 | $3,149-8.0% | $4,887-40.7% | $2,980-2.8% |
| Admin fee / account holder | $737 | $4,142-82.2% | $14,289-94.8% | $3,703-80.1% |