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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,893 | $161,352-92.0% | $134,172-90.4% | $137,256-90.6% |
| Participation rate | 90.0% | 78.3%+11.7pp | 72.5%+17.5pp | 80.0%+10.0pp |
| Annual return | 23.45% | 28.72%-5.3pp | 25.30%-1.8pp | 220.34%-196.9pp |
| Employer contribution / active EE | $3,129 | $4,099-23.7% | $3,420-8.5% | $4,156-24.7% |
| Participant deferral / active EE | $4,024 | $5,552-27.5% | $4,690-14.2% | $6,407-37.2% |
| Admin fee / account holder | $1,263 | $15,028-91.6% | $12,016-89.5% | $12,270-89.7% |