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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,726 | $79,223-10.7% | $102,460-31.0% | $74,478-5.0% |
| Participation rate | 57.9% | 74.8%-16.9pp | 76.5%-18.6pp | 67.2%-9.3pp |
| Annual return | 13.88% | 54.98%-41.1pp | 29.47%-15.6pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $1,889 | $2,363-20.1% | $3,025-37.5% | $2,626-28.1% |
| Participant deferral / active EE | $4,306 | $4,417-2.5% | $5,056-14.8% | $4,350-1.0% |
| Admin fee / account holder | $16,331 | $2,003+715.3% | $9,460+72.6% | $1,946+739.3% |