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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,679 | $99,875+227.1% | $146,866+122.4% | $86,983+275.6% |
| Participation rate | 96.6% | 75.8%+20.7pp | 82.5%+14.0pp | 69.5%+27.0pp |
| Annual return | 18.50% | 28.10%-9.6pp | 102.85%-84.4pp | 25.83%-7.3pp |
| Employer contribution / active EE | $11,124 | $3,224+245.0% | $4,425+151.4% | $2,584+330.4% |
| Participant deferral / active EE | $16,304 | $6,322+157.9% | $7,759+110.1% | $4,194+288.8% |
| Admin fee / account holder | $4,231 | $7,838-46.0% | $13,620-68.9% | $7,856-46.1% |