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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,679 | $106,864+205.7% | $147,318+121.8% | $82,637+295.3% |
| Participation rate | 96.6% | 75.5%+21.0pp | 82.1%+14.5pp | 68.1%+28.5pp |
| Annual return | 18.50% | 27.49%-9.0pp | 70.43%-51.9pp | 53.51%-35.0pp |
| Employer contribution / active EE | $11,124 | $3,417+225.6% | $4,593+142.2% | $2,552+335.9% |
| Participant deferral / active EE | $16,304 | $6,496+151.0% | $7,906+106.2% | $4,126+295.1% |
| Admin fee / account holder | $4,231 | $8,415-49.7% | $13,708-69.1% | $7,339-42.4% |