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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,694 | $110,337-20.5% | $102,383-14.3% | $145,877-39.9% |
| Participation rate | 79.2% | 77.9%+1.2pp | 74.5%+4.7pp | 80.3%-1.1pp |
| Annual return | 8.22% | 24.83%-16.6pp | 24.94%-16.7pp | 551.28%-543.1pp |
| Employer contribution / active EE | $1,411 | $4,216-66.5% | $3,870-63.5% | $4,663-69.7% |
| Participant deferral / active EE | $3,375 | $5,621-40.0% | $5,060-33.3% | $6,691-49.6% |
| Admin fee / account holder | $3,535 | $9,750-63.7% | $8,391-57.9% | $13,402-73.6% |