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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,694 | $110,410-20.6% | $102,437-14.4% | $145,897-39.9% |
| Participation rate | 79.2% | 77.9%+1.2pp | 74.5%+4.7pp | 80.3%-1.1pp |
| Annual return | 8.22% | 24.85%-16.6pp | 24.95%-16.7pp | 552.29%-544.1pp |
| Employer contribution / active EE | $1,411 | $4,217-66.5% | $3,871-63.5% | $4,663-69.7% |
| Participant deferral / active EE | $3,375 | $5,622-40.0% | $5,060-33.3% | $6,689-49.5% |
| Admin fee / account holder | $3,535 | $9,745-63.7% | $8,388-57.9% | $13,390-73.6% |