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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,314 | $80,763+18.0% | $102,412-6.9% | $74,459+28.0% |
| Participation rate | 56.4% | 65.7%-9.2pp | 74.5%-18.1pp | 67.2%-10.8pp |
| Annual return | 13.94% | 27.57%-13.6pp | 24.94%-11.0pp | 1369.70%-1355.8pp |
| Employer contribution / active EE | $3,006 | $3,160-4.9% | $3,870-22.3% | $2,626+14.5% |
| Participant deferral / active EE | $5,824 | $3,862+50.8% | $5,060+15.1% | $4,350+33.9% |
| Admin fee / account holder | $11,414 | $2,371+381.3% | $8,388+36.1% | $1,945+486.9% |