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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $96,731-40.6% | $123,973-53.7% | $86,983-34.0% |
| Participation rate | 48.6% | 70.0%-21.4pp | 76.7%-28.1pp | 69.5%-21.0pp |
| Annual return | 16.06% | 17.33%-1.3pp | 388.13%-372.1pp | 25.83%-9.8pp |
| Employer contribution / active EE | $1,626 | $3,297-50.7% | $4,126-60.6% | $2,584-37.1% |
| Participant deferral / active EE | $2,404 | $4,152-42.1% | $5,247-54.2% | $4,194-42.7% |
| Admin fee / account holder | $564 | $8,722-93.5% | $11,799-95.2% | $7,856-92.8% |