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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $89,259-35.6% | $107,187-46.4% | $82,637-30.5% |
| Participation rate | 48.6% | 67.9%-19.4pp | 75.0%-26.4pp | 68.1%-19.5pp |
| Annual return | 16.06% | 21.02%-5.0pp | 204.55%-188.5pp | 53.51%-37.4pp |
| Employer contribution / active EE | $1,626 | $3,080-47.2% | $3,782-57.0% | $2,552-36.3% |
| Participant deferral / active EE | $2,404 | $4,037-40.4% | $5,096-52.8% | $4,126-41.7% |
| Admin fee / account holder | $564 | $7,381-92.4% | $9,162-93.8% | $7,339-92.3% |