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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $88,672-35.2% | $105,223-45.4% | $82,448-30.3% |
| Participation rate | 48.6% | 67.9%-19.4pp | 75.0%-26.5pp | 68.1%-19.5pp |
| Annual return | 16.06% | 30.86%-14.8pp | 180.65%-164.6pp | 41.64%-25.6pp |
| Employer contribution / active EE | $1,626 | $3,048-46.6% | $3,689-55.9% | $2,551-36.3% |
| Participant deferral / active EE | $2,404 | $4,036-40.4% | $5,072-52.6% | $4,139-41.9% |
| Admin fee / account holder | $564 | $7,146-92.1% | $8,859-93.6% | $7,234-92.2% |