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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,303 | $102,382-3.0% | $147,005-32.4% | $80,874+22.8% |
| Participation rate | 81.0% | 75.8%+5.1pp | 82.2%-1.2pp | 67.6%+13.3pp |
| Annual return | 16.45% | 134.89%-118.4pp | 418.76%-402.3pp | 35.62%-19.2pp |
| Employer contribution / active EE | $1,329 | $3,715-64.2% | $4,934-73.1% | $2,756-51.8% |
| Participant deferral / active EE | $6,151 | $6,646-7.5% | $8,070-23.8% | $4,297+43.2% |
| Admin fee / account holder | $5,976 | $7,942-24.8% | $13,006-54.1% | $6,935-13.8% |