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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,303 | $102,429-3.1% | $147,096-32.5% | $80,925+22.7% |
| Participation rate | 81.0% | 75.9%+5.1pp | 82.2%-1.2pp | 67.7%+13.3pp |
| Annual return | 16.45% | 135.02%-118.6pp | 419.75%-403.3pp | 35.65%-19.2pp |
| Employer contribution / active EE | $1,329 | $3,716-64.2% | $4,936-73.1% | $2,756-51.8% |
| Participant deferral / active EE | $6,151 | $6,649-7.5% | $8,071-23.8% | $4,299+43.1% |
| Admin fee / account holder | $5,976 | $7,957-24.9% | $13,005-54.1% | $6,940-13.9% |