Filed October 7, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Distribution (12b-1) fees; Recordkeep... | $54,152 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 | Advisory (Plan) | $39,364 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,053 | $82,972-33.6% | $103,374-46.7% | $77,671-29.1% |
| Participation rate | 99.1% | 71.5%+27.6pp | 74.5%+24.6pp | 70.6%+28.5pp |
| Annual return | 12.43% | 19.14%-6.7pp | 24.89%-12.5pp | 31.21%-18.8pp |
| Employer contribution / active EE | $2,285 | $3,554-35.7% | $3,869-41.0% | $2,726-16.2% |
| Participant deferral / active EE | $7,232 | $4,108+76.0% | $5,058+43.0% | $4,648+55.6% |
| Admin fee / account holder | $188 | $639-70.5% | $8,394-97.8% | $430-56.3% |