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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,441 | $142,354-66.0% | $125,529-61.4% | $155,188-68.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 74.7%+5.3pp | 80.8%-0.8pp |
| Annual return | 14.75% | 306.06%-291.3pp | 202.56%-187.8pp | 148.84%-134.1pp |
| Employer contribution / active EE | $1,647 | $3,501-53.0% | $3,058-46.1% | $4,248-61.2% |
| Participant deferral / active EE | $3,031 | $5,491-44.8% | $4,813-37.0% | $6,531-53.6% |
| Admin fee / account holder | $2,395 | $19,392-87.6% | $16,298-85.3% | $14,480-83.5% |