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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,441 | $139,948-65.4% | $121,663-60.2% | $154,746-68.7% |
| Participation rate | 80.0% | 78.0%+2.0pp | 74.5%+5.5pp | 80.7%-0.7pp |
| Annual return | 14.75% | 230.52%-215.8pp | 147.54%-132.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,647 | $3,521-53.2% | $3,020-45.5% | $4,379-62.4% |
| Participant deferral / active EE | $3,031 | $5,629-46.2% | $4,887-38.0% | $6,730-55.0% |
| Admin fee / account holder | $2,395 | $17,321-86.2% | $14,289-83.2% | $14,365-83.3% |