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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 27 · EIN 59-1237041 | Advisory (Plan) | $32,715 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $23,708 |
ASCENSUS LLC5 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $5,616 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,267 | $81,276+6.1% | $155,574-44.5% | $80,925+6.6% |
| Participation rate | 96.1% | 66.2%+29.9pp | 78.2%+17.9pp | 67.7%+28.4pp |
| Annual return | 11.82% | 33.36%-21.5pp | 64.87%-53.0pp | 35.65%-23.8pp |
| Employer contribution / active EE | $5,164 | $3,103+66.4% | $4,676+10.4% | $2,756+87.3% |
| Participant deferral / active EE | $4,331 | $3,453+25.4% | $5,629-23.1% | $4,299+0.7% |
| Admin fee / account holder | $586 | $7,993-92.7% | $15,914-96.3% | $6,940-91.6% |