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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,931 | $61,816+56.8% | $97,260-0.3% | $80,935+19.8% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.7%+32.3pp |
| Annual return | 10.77% | -558.73%+569.5pp | 75.54%-64.8pp | 35.66%-24.9pp |
| Employer contribution / active EE | $1,523 | $1,836-17.1% | $2,721-44.0% | $2,757-44.8% |
| Participant deferral / active EE | $2,333 | $3,027-22.9% | $4,262-45.2% | $4,299-45.7% |
| Admin fee / account holder | $6,959 | $5,166+34.7% | $5,640+23.4% | $6,924+0.5% |