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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,063 | $183,516-78.2% | $155,534-74.2% | $145,884-72.5% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 13.17% | 61.43%-48.3pp | 64.92%-51.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,727 | $5,315-67.5% | $4,675-63.1% | $4,662-63.0% |
| Participant deferral / active EE | $2,926 | $6,467-54.8% | $5,630-48.0% | $6,690-56.3% |
| Admin fee / account holder | $14 | $19,293-99.9% | $15,900-99.9% | $13,392-99.9% |