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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,285 | $201,344-85.5% | $184,243-84.1% | $145,877-79.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 1.73% | 29.01%-27.3pp | 28.82%-27.1pp | 551.28%-549.6pp |
| Employer contribution / active EE | $2,595 | $7,022-63.1% | $6,427-59.6% | $4,663-44.4% |
| Participant deferral / active EE | $10,967 | $9,807+11.8% | $9,132+20.1% | $6,691+63.9% |
| Admin fee / account holder | $33,437 | $16,382+104.1% | $13,914+140.3% | $13,402+149.5% |