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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,765 | $211,105-50.4% | $178,449-41.3% | $145,978-28.2% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 11.68% | 30.19%-18.5pp | 27.09%-15.4pp | 550.52%-538.8pp |
| Employer contribution / active EE | $5,868 | $4,569+28.4% | $3,951+48.5% | $4,662+25.9% |
| Participant deferral / active EE | $5,703 | $6,959-18.0% | $6,277-9.1% | $6,690-14.7% |
| Admin fee / account holder | $4,883 | $12,017-59.4% | $10,362-52.9% | $13,400-63.6% |