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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,765 | $211,288-50.4% | $178,540-41.3% | $145,884-28.2% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 11.68% | 30.27%-18.6pp | 27.15%-15.5pp | 551.85%-540.2pp |
| Employer contribution / active EE | $5,868 | $4,574+28.3% | $3,953+48.5% | $4,662+25.9% |
| Participant deferral / active EE | $5,703 | $6,967-18.1% | $6,281-9.2% | $6,690-14.7% |
| Admin fee / account holder | $4,883 | $12,105-59.7% | $10,424-53.2% | $13,392-63.5% |