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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,062 | $75,720+53.3% | $90,312+28.5% | $86,983+33.4% |
| Participation rate | 54.4% | 66.3%-11.9pp | 72.9%-18.5pp | 69.5%-15.1pp |
| Annual return | 15.01% | 18.55%-3.5pp | 18.90%-3.9pp | 25.83%-10.8pp |
| Employer contribution / active EE | $1,566 | $1,945-19.5% | $2,243-30.2% | $2,584-39.4% |
| Participant deferral / active EE | $2,994 | $3,001-0.2% | $3,749-20.1% | $4,194-28.6% |
| Admin fee / account holder | $1,381 | $6,201-77.7% | $8,248-83.3% | $7,856-82.4% |