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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,798 | $94,436+11.0% | $115,599-9.3% | $82,637+26.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 17.40% | 18.37%-1.0pp | 111.10%-93.7pp | 53.51%-36.1pp |
| Employer contribution / active EE | $2,104 | $2,324-9.5% | $2,955-28.8% | $2,552-17.6% |
| Participant deferral / active EE | $2,967 | $3,955-25.0% | $4,889-39.3% | $4,126-28.1% |
| Admin fee / account holder | $2,813 | $10,328-72.8% | $12,841-78.1% | $7,339-61.7% |