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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,166 | $75,832-51.0% | $147,617-74.8% | $59,633-37.7% |
| Participation rate | 63.5% | 71.6%-8.1pp | 84.6%-21.2pp | 68.7%-5.2pp |
| Annual return | 0.45% | 0.37%+0.1pp | 61.98%-61.5pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $1,656 | $3,485-52.5% | $5,564-70.2% | $2,203-24.8% |
| Participant deferral / active EE | $3,349 | $3,131+7.0% | $4,895-31.6% | $3,192+4.9% |
| Admin fee / account holder | $639 | $5,986-89.3% | $11,612-94.5% | $4,297-85.1% |