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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,817 | $169,361-90.1% | $129,397-87.0% | $145,877-88.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 9.67% | 14395.54%-14385.9pp | 9453.98%-9444.3pp | 551.28%-541.6pp |
| Employer contribution / active EE | $1,112 | $5,542-79.9% | $4,154-73.2% | $4,663-76.2% |
| Participant deferral / active EE | $786 | $4,987-84.2% | $4,167-81.1% | $6,691-88.3% |
| Admin fee / account holder | $2,773 | $9,903-72.0% | $7,679-63.9% | $13,402-79.3% |