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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,074 | $99,053+66.7% | $88,179+87.2% | $138,895+18.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 11.19% | 78.17%-67.0pp | 64.97%-53.8pp | 145.39%-134.2pp |
| Employer contribution / active EE | $9,039 | $2,882+213.6% | $2,549+254.6% | $4,194+115.5% |
| Participant deferral / active EE | $15,500 | $5,225+196.6% | $4,614+236.0% | $6,396+142.3% |
| Admin fee / account holder | $1,326 | $8,748-84.8% | $7,673-82.7% | $12,562-89.4% |