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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,069 | $55,470+94.8% | $155,556-30.5% | $74,478+45.1% |
| Participation rate | 65.6% | 61.9%+3.7pp | 78.2%-12.6pp | 67.2%-1.6pp |
| Annual return | 13.07% | 269.80%-256.7pp | 64.84%-51.8pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $989 | $2,267-56.4% | $4,675-78.8% | $2,626-62.3% |
| Participant deferral / active EE | $6,646 | $2,838+134.2% | $5,631+18.0% | $4,350+52.8% |
| Admin fee / account holder | $1,112 | $1,744-36.2% | $15,885-93.0% | $1,946-42.8% |