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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,419 | $132,634+94.1% | $115,768+122.4% | $137,256+87.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 3.88% | 160.70%-156.8pp | 100.46%-96.6pp | 220.34%-216.5pp |
| Employer contribution / active EE | $1,979 | $3,360-41.1% | $2,940-32.7% | $4,156-52.4% |
| Participant deferral / active EE | $8,285 | $5,619+47.5% | $4,917+68.5% | $6,407+29.3% |
| Admin fee / account holder | $355,707 | $15,028+2267.0% | $12,439+2759.5% | $12,270+2799.0% |