Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,178 | $86,050-89.3% | $189,758-95.2% | $94,015-90.2% |
| Participation rate | 46.5% | 68.9%-22.4pp | 79.8%-33.3pp | 70.8%-24.3pp |
| Annual return | 9.87% | 17.77%-7.9pp | 52.62%-42.8pp | 17.84%-8.0pp |
| Employer contribution / active EE | $836 | $2,819-70.3% | $4,767-82.5% | $2,790-70.0% |
| Participant deferral / active EE | $518 | $3,349-84.5% | $5,856-91.2% | $4,249-87.8% |
| Admin fee / account holder | $434 | $6,627-93.5% | $20,388-97.9% | $8,951-95.2% |