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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,680 | $139,948-60.9% | $121,663-55.1% | $154,746-64.7% |
| Participation rate | 90.0% | 78.0%+12.0pp | 74.5%+15.5pp | 80.7%+9.3pp |
| Annual return | 3.67% | 230.52%-226.8pp | 147.54%-143.9pp | 172.34%-168.7pp |
| Employer contribution / active EE | $1,062 | $3,521-69.8% | $3,020-64.8% | $4,379-75.7% |
| Participant deferral / active EE | $4,572 | $5,629-18.8% | $4,887-6.5% | $6,730-32.1% |
| Admin fee / account holder | $3,201 | $17,321-81.5% | $14,289-77.6% | $14,365-77.7% |