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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,458 | $88,778-17.3% | $81,844-10.2% | $145,884-49.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.72% | 1033.03%-1018.3pp | 778.87%-764.2pp | 551.85%-537.1pp |
| Employer contribution / active EE | $7,948 | $3,087+157.5% | $2,916+172.5% | $4,662+70.5% |
| Participant deferral / active EE | $12,853 | $4,648+176.5% | $4,323+197.3% | $6,690+92.1% |
| Admin fee / account holder | $7,367 | $8,430-12.6% | $7,355+0.2% | $13,392-45.0% |