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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,458 | $88,754-17.2% | $81,820-10.2% | $145,877-49.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.72% | 1031.77%-1017.0pp | 777.93%-763.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $7,948 | $3,085+157.6% | $2,915+172.7% | $4,663+70.4% |
| Participant deferral / active EE | $12,853 | $4,648+176.5% | $4,323+197.3% | $6,691+92.1% |
| Admin fee / account holder | $7,367 | $8,424-12.5% | $7,391-0.3% | $13,402-45.0% |