Retirement plan

OAK RIDGE FIRE AND RESCUE COMPANY, INC. 401(K) PLAN

Name: OAK RIDGE FIRE AND RESCUE COMPANY, INC. - OAK RIDGE FIRE AND RESCUE COMPANY, INC. 401(K) PLAN (2025) Form 5500
Creator: OAK RIDGE FIRE AND RESCUE COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OAK RIDGE FIRE AND RESCUE COMPANY, INC. 401(K) PLAN, OAK RIDGE FIRE AND RESCUE COMPANY, INC.

OAK RIDGE FIRE AND RESCUE COMPANY, INC.EIN 58-1403683Plan #001PY 2025

8325 LINVILLE ROAD - OAK RIDGE, NC 27310336-643-3783oakridgencfire.comLinkedIn11-50 employeespublic safety

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$925K

+28.4% from 2024

Total participants

-2.9% from 2024

Average account balance

$27,192

+32.2% from 2024

Annual return

15.50%

+0.61 pp from 2024

Benchmarks

See 678 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants25-99

Cohort678 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$925K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

136.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$105K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$595

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$20K

$809 / participant

Other / not subdivided$20K100.0%

% of EOY assets

2.189%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,192

$63,949-57.5%

$129,031-78.9%

$94,015-71.1%

Participation rate

100.0%

63.4%+36.6pp

73.4%+26.6pp

70.8%+29.2pp

Annual return

15.50%

17.56%-2.1pp

34.67%-19.2pp

17.84%-2.3pp

Employer contribution / active EE

$2,721

$1,865+45.9%

$3,226-15.6%

$2,790-2.5%

Participant deferral / active EE

$1,486

$3,686-59.7%

$5,217-71.5%

$4,249-65.0%

Admin fee / account holder

$595

$5,523-89.2%

$13,208-95.5%

$8,951-93.4%

OAK RIDGE FIRE AND RESCUE COMPANY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OAK RIDGE FIRE AND RESCUE COMPANY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion