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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,203 | $49,024-69.0% | $112,860-86.5% | $87,485-82.6% |
| Participation rate | 61.8% | 62.2%-0.4pp | 66.3%-4.6pp | 68.9%-7.2pp |
| Annual return | 14.16% | 43.86%-29.7pp | 35.26%-21.1pp | 26.06%-11.9pp |
| Employer contribution / active EE | $388 | $1,290-70.0% | $2,206-82.4% | $2,596-85.1% |
| Participant deferral / active EE | $1,550 | $2,209-29.8% | $3,493-55.6% | $4,274-63.7% |
| Admin fee / account holder | $2,014 | $6,266-67.9% | $6,841-70.6% | $7,775-74.1% |