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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,370 | $131,167-2.1% | $273,431-53.1% | $131,167-2.1% |
| Participation rate | 77.1% | 70.6%+6.5pp | 82.4%-5.3pp | 70.6%+6.5pp |
| Annual return | 10.95% | 14.69%-3.7pp | -9.23%+20.2pp | 14.69%-3.7pp |
| Employer contribution / active EE | $2,447 | $3,654-33.0% | $9,562-74.4% | $3,654-33.0% |
| Participant deferral / active EE | $5,036 | $4,079+23.5% | $4,950+1.7% | $4,079+23.5% |
| Admin fee / account holder | $10,887 | $12,045-9.6% | $20,305-46.4% | $12,045-9.6% |