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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,575 | $54,297+116.5% | $97,032+21.2% | $65,306+80.0% |
| Participation rate | 35.6% | 42.3%-6.7pp | 71.6%-36.0pp | 57.7%-22.1pp |
| Annual return | 17.11% | 21.17%-4.1pp | 35.38%-18.3pp | 21.94%-4.8pp |
| Employer contribution / active EE | $186 | $1,365-86.4% | $2,629-92.9% | $1,967-90.5% |
| Participant deferral / active EE | $1,541 | $2,259-31.8% | $4,672-67.0% | $2,959-47.9% |
| Admin fee / account holder | $4,089 | $3,744+9.2% | $9,418-56.6% | $3,480+17.5% |