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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,004 | $185,312+4.7% | $161,489+20.1% | $154,746+25.4% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 8.94% | 103.84%-94.9pp | 89.72%-80.8pp | 172.34%-163.4pp |
| Employer contribution / active EE | $5,276 | $4,769+10.6% | $4,268+23.6% | $4,379+20.5% |
| Participant deferral / active EE | $4,679 | $6,350-26.3% | $5,630-16.9% | $6,730-30.5% |
| Admin fee / account holder | $6,901 | $18,654-63.0% | $16,006-56.9% | $14,365-52.0% |