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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,004 | $172,111+12.7% | $150,298+29.1% | $137,256+41.3% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 8.94% | 69.37%-60.4pp | 62.79%-53.8pp | 220.34%-211.4pp |
| Employer contribution / active EE | $5,276 | $4,636+13.8% | $4,154+27.0% | $4,156+27.0% |
| Participant deferral / active EE | $4,679 | $6,166-24.1% | $5,453-14.2% | $6,407-27.0% |
| Admin fee / account holder | $6,901 | $16,471-58.1% | $14,116-51.1% | $12,270-43.8% |