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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,538 | $77,574-7.8% | $108,753-34.2% | $86,983-17.8% |
| Participation rate | 100.0% | 62.3%+37.7pp | 71.1%+28.9pp | 69.5%+30.5pp |
| Annual return | 11.95% | 18.42%-6.5pp | 37.47%-25.5pp | 25.83%-13.9pp |
| Employer contribution / active EE | $3,261 | $1,611+102.5% | $2,427+34.4% | $2,584+26.2% |
| Participant deferral / active EE | $0 | $3,128-100.0% | $4,115-100.0% | $4,194-100.0% |
| Admin fee / account holder | $3,708 | $6,529-43.2% | $10,320-64.1% | $7,856-52.8% |