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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,405 | $183,539+66.9% | $155,556+97.0% | $145,897+110.0% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 13.40% | 61.31%-47.9pp | 64.84%-51.4pp | 552.29%-538.9pp |
| Employer contribution / active EE | $7,258 | $5,315+36.5% | $4,675+55.2% | $4,663+55.7% |
| Participant deferral / active EE | $6,206 | $6,467-4.0% | $5,631+10.2% | $6,689-7.2% |
| Admin fee / account holder | $4,901 | $19,275-74.6% | $15,885-69.1% | $13,390-63.4% |