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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,539 | $102,385+253.1% | $147,080+145.8% | $80,935+346.7% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 15.60% | 135.09%-119.5pp | 420.17%-404.6pp | 35.66%-20.1pp |
| Employer contribution / active EE | $4,482 | $3,717+20.6% | $4,933-9.1% | $2,757+62.6% |
| Participant deferral / active EE | $8,413 | $6,651+26.5% | $8,066+4.3% | $4,299+95.7% |
| Admin fee / account holder | $2,433 | $7,951-69.4% | $12,989-81.3% | $6,924-64.9% |