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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,539 | $102,429+253.0% | $147,096+145.8% | $80,925+346.8% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 15.60% | 135.02%-119.4pp | 419.75%-404.2pp | 35.65%-20.1pp |
| Employer contribution / active EE | $4,482 | $3,716+20.6% | $4,936-9.2% | $2,756+62.6% |
| Participant deferral / active EE | $8,413 | $6,649+26.5% | $8,071+4.2% | $4,299+95.7% |
| Admin fee / account holder | $2,433 | $7,957-69.4% | $13,005-81.3% | $6,940-64.9% |