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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,910 | $101,778+36.5% | $164,975-15.8% | $80,925+71.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.58% | 16.73%-7.1pp | 70.12%-60.5pp | 35.65%-26.1pp |
| Employer contribution / active EE | $8,454 | $2,954+186.2% | $4,343+94.7% | $2,756+206.7% |
| Participant deferral / active EE | $4,968 | $4,477+11.0% | $6,033-17.7% | $4,299+15.6% |
| Admin fee / account holder | $1,820 | $8,221-77.9% | $12,688-85.7% | $6,940-73.8% |