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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,910 | $101,798+36.5% | $165,071-15.8% | $80,935+71.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.58% | 16.73%-7.1pp | 70.17%-60.6pp | 35.66%-26.1pp |
| Employer contribution / active EE | $8,454 | $2,954+186.2% | $4,347+94.5% | $2,757+206.7% |
| Participant deferral / active EE | $4,968 | $4,476+11.0% | $6,035-17.7% | $4,299+15.6% |
| Admin fee / account holder | $1,820 | $8,221-77.9% | $12,695-85.7% | $6,924-73.7% |