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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,463 | $155,555-2.6% | $146,866+3.1% | $155,188-2.4% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.5%+7.5pp | 80.8%+9.2pp |
| Annual return | 17.51% | 115.41%-97.9pp | 102.85%-85.3pp | 148.84%-131.3pp |
| Employer contribution / active EE | $3,469 | $4,647-25.4% | $4,425-21.6% | $4,248-18.3% |
| Participant deferral / active EE | $10,723 | $8,044+33.3% | $7,759+38.2% | $6,531+64.2% |
| Admin fee / account holder | $5,253 | $14,755-64.4% | $13,620-61.4% | $14,480-63.7% |