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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,463 | $156,398-3.2% | $147,318+2.8% | $138,895+9.0% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 17.51% | 78.75%-61.2pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $3,469 | $4,853-28.5% | $4,593-24.5% | $4,194-17.3% |
| Participant deferral / active EE | $10,723 | $8,237+30.2% | $7,906+35.6% | $6,396+67.7% |
| Admin fee / account holder | $5,253 | $14,976-64.9% | $13,708-61.7% | $12,562-58.2% |