Filed April 21, 2022
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,663 | $101,795+15.6% | $165,100-28.7% | $80,959+45.3% |
| Participation rate | 59.6% | 71.8%-12.2pp | 78.6%-19.0pp | 67.7%-8.1pp |
| Annual return | 13.30% | 16.73%-3.4pp | 70.21%-56.9pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,185 | $2,954-59.9% | $4,348-72.8% | $2,757-57.0% |
| Participant deferral / active EE | $5,080 | $4,476+13.5% | $6,035-15.8% | $4,300+18.1% |
| Admin fee / account holder | $8,048 | $8,221-2.1% | $12,696-36.6% | $6,925+16.2% |