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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,815 | $225,673-41.1% | $203,872-34.9% | $155,188-14.4% |
| Participation rate | 71.4% | 80.3%-8.9pp | 77.8%-6.4pp | 80.8%-9.4pp |
| Annual return | 16.74% | 95.91%-79.2pp | 85.11%-68.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $3,646 | $4,099-11.0% | $3,757-3.0% | $4,248-14.2% |
| Participant deferral / active EE | $9,509 | $6,893+37.9% | $6,388+48.9% | $6,531+45.6% |
| Admin fee / account holder | $4,123 | $12,327-66.6% | $11,730-64.9% | $14,480-71.5% |