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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,910 | $114,013+26.2% | $103,693+38.8% | $155,188-7.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 20.92% | 49.31%-28.4pp | 47.61%-26.7pp | 148.84%-127.9pp |
| Employer contribution / active EE | $7,935 | $3,131+153.4% | $2,920+171.7% | $4,248+86.8% |
| Participant deferral / active EE | $6,545 | $4,970+31.7% | $4,579+42.9% | $6,531+0.2% |
| Admin fee / account holder | $598 | $8,407-92.9% | $7,858-92.4% | $14,480-95.9% |