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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,869 | $73,787+23.2% | $98,716-7.9% | $82,448+10.2% |
| Participation rate | 58.1% | 61.4%-3.3pp | 69.3%-11.2pp | 68.1%-10.0pp |
| Annual return | 16.59% | 18.57%-2.0pp | 31.81%-15.2pp | 41.64%-25.1pp |
| Employer contribution / active EE | $844 | $1,511-44.2% | $2,279-63.0% | $2,551-66.9% |
| Participant deferral / active EE | $2,968 | $3,081-3.7% | $4,048-26.7% | $4,139-28.3% |
| Admin fee / account holder | $29,977 | $6,500+361.2% | $8,703+244.4% | $7,234+314.4% |