Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,017 | $87,060-17.3% | $105,591-31.8% | $80,911-11.0% |
| Participation rate | 42.9% | 70.4%-27.6pp | 75.3%-32.4pp | 67.6%-24.8pp |
| Annual return | 7.04% | 17.05%-10.0pp | 116.43%-109.4pp | 35.63%-28.6pp |
| Employer contribution / active EE | $3,900 | $2,396+62.8% | $3,166+23.2% | $2,756+41.5% |
| Participant deferral / active EE | $0 | $3,986-100.0% | $5,008-100.0% | $4,297-100.0% |
| Admin fee / account holder | $4,479 | $8,442-46.9% | $11,024-59.4% | $6,935-35.4% |